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Associate Relationship Officer – Rural Banking | Freshers Apply | Multiple Locations

Associate Relationship Officer

IDFC First Bank

Job Type

Full Time

Workspace

On-site

Updated on:

5 July 2025

Current Status:

Active

About the Role

If you’re passionate about making a difference in rural communities, understanding financial needs at the grassroots level, and building long-term relationships — this Associate Relationship Officer position in Rural Banking is your opportunity to drive real impact!

Detailed Overview

Department: Rural Banking

Job Title: Associate Relationship Officer 

Experience: 0–1 year (Freshers Welcome!) 

Locations: Multiple Rural Branches (Pan-India opportunities) 

Employment Type: Full-Time



Key Responsibilities

  • Identify and map household-level financial needs in assigned villages 


  • Support Relationship Manager in identifying business owners/entrepreneurs for loan products 


  • Conduct field audits, customer verifications, and post-loan disbursal checks 


  • Generate new revenue by cross-selling banking services (loans, accounts, insurance, etc.) 


  • Open new customer accounts and deepen rural banking penetration 


  • Drive collections discipline and ensure data/documentation accuracy 


  • Educate customers about online and digital banking tools 


  • Recommend improvements for operational efficiency and community engagement


Who Can Apply?

Educational Qualification: Open to graduates from all streams: BA / BCom / BSc / BBA / BCA / BE / BTech or equivalent


Experience: 0–1 year of experience in banking/financial services preferred 


Freshers with strong interpersonal skills and a rural mindset can also apply!


Skills Required:

  • Good communication and relationship-building skills

  • Understanding of rural economy and local markets

  • Passion for customer service and field work

  • Ability to work in fast-paced, target-driven environments


Why Join This Role?

  • Make a real impact in rural communities by improving access to banking

  • Great starting point for fresh graduates interested in financial services

  • Learn field operations, rural economics, and customer behavior

  • Open doors to future roles in retail banking, credit, and business development

  • Develop practical experience in collections, audits, and client onboarding


How to Apply

Visit the bank’s official careers page


 Keep your resume, valid ID, and education certificates ready


 Shortlisted candidates will be contacted for a local in-person or virtual interview

About the Company

IDFC FIRST Bank is a fast growing, new age Private Sector Bank created in India with a vision of building a world-class Bank in India, focused on Ethical, Digital, and Social Good Banking. The Bank has 35.5 million live customers, a customer deposit base of Rs. 2,42,543 crores and loans and advances of Rs. 2,41,926 crores, spread over 60,000 cities, towns, and villages across India. It has 1,002 branches but is built as a digital first Bank in scale, scope, and approach.

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